We’re happy you’ve selected Charter Oak Federal Credit Union for the financing needs and we’re dedicated to making your member experience an one that is easy our convenient online loan requests below!

A variety is offered by us of customer loans to meet up your requirements. Apply Today!

  • Auto: New or used automobiles. Our rates that are low flexible terms assist your money get further.
  • Visa: Our Platinum Visa Cards offer big benefits like great price choices, no yearly charge, and Scorecard Rewards points.
  • Individual (unsecured): we now have funding designed for debt consolidating, furniture, holidays along with other purposes that are personal.
  • Readi-Cash Too: This individual type of credit provides borrowing that is ongoing and satisfaction, with comfortable access to money any moment, anywhere.

For guaranteed unsecured loans, please call our Contact Center at 860.446.8085 or 800.962.3237.


We now provide DocuSign! Sign your applications when you look at the security of your home, you should not bring the papers as a branch. It’s fast. It’s convenient. It’s another good reason why people Bank Better at Charter Oak!


The Charter Oak customer Lending portal now gives you a straightforward and convenient solution to use on line for a loan!

First-Time Users:

You’ll be directed towards the application that is loan-specific. While you commence to start the job with private information along with your valid current email address, you’ll see a message that directs you to definitely develop a profile by selecting a password. Producing a profile gives you to trace the status of a credit card applicatoin along with upload loan papers (also referred to as stipulations).

Please be certain to correctly enter your current email address into the profile creation throughout the application procedure; otherwise the method might be delayed. Please be aware that student education loans aren’t requested through the Charter Oak customer Lending portal. They may be discovered right here.

Simply Click in your selected loan type below to get going: PLEASE BE AWARE: IF YOU’VE ALREADY SENT APPLICATIONS FOR A LOAN, LOGIN BELOW.

Going Back Users:

Many thanks for the continued rely upon us! since you have developed a profile, it is possible to sign appropriate in, pick the loan-specific application through the four alternatives in the splash page as well as your information that is personal will pre-load for you personally. Finish the remainder application and you’ll be hearing from us quickly!

Click below to login to check on loan status, upload needed papers (stipulations) or make an application for a brand new loan:


Once you’ve submitted the job:

  • You shall get a contact from Charter Oak confirming we now have gotten the application.
  • When there is any information that is missing I will be in contact asking because of it.
  • If you can find stipulations attached with the job, we’re going to e-mail you with that information and exactly exactly just what it indicates

Exactly what are stipulations/required documents?

Stipulations are needs that must definitely be pleased prior to the loan may be released. Examples are:

  • Proof earnings
  • Car Insurance Binder

Just how do I submit documents that are stipulations/required?

  • Login to individual profile
  • Click on Application
  • Accept loan offer
  • Add files (choose file(s) to upload)
  • Submit

Stipulations can be faxed to 860.437.2360 ATTENTION: Consumer Loan Dept.

Approved, Denied, Counter-Offer, just exactly how am I going to understand?

  • We will deliver you a contact utilizing the choice on your own loan demand. If, whenever you want, you have got concerns or need further clarification, please contact our Consumer Lending Department at 860.446.3304 or 800.962.3237 x3304.
  • If for example the application happens to be rejected, you certainly will get a message with that choice and will also be mailed a Notice of Adverse Action that may give an explanation for s that are reason( for the choice.


In case your loan is approved while the necessary documents has been finalized and on file, your loan may be funded with regards to the kind. Please see below:

Car loan: Your car loan will be funded by means of a check made payable to your dealership.

Visa: you shall get your VISA charge card in 10 company times.

Private: Your loan will be funded as being a deposit into your Charter Oak Account.

Readi-Cash Too: this loan that is particular simply be funded while you activate it. You may do this by phone, online, at an ATM or just by writing a check.

Leave a Reply

Your email address will not be published. Required fields are marked *